Content What about a 20 year mortgage? When should you refinance into a fixed loan from another type of loan? Average 20-year fixed mortgage refinance rates Understand your options Bankrate logo Rates hold steady for other mortgage terms, with 15-year rates marking 8th straight day at 2.375%. How to get the best 20-year mortgage rate Factors that affect your mortgage interest rate Today’s competitive mortgage rates† Important rate and payment information about Today’s low mortgage rates How to compare mortgage